Buy now die later

If you want to feed the rich, buy everything on credit. Never save for anything. Hand over the largest portion possible of your wages coming in by way of interest on loans. Keep the bankers fat. You can’t just sit on the floor for a few months, and you certainly can’t be seen with a second-hand table, it must be new and nice looking. You must keep up the appearance that you are managing just fine and hide the ever-increasing debt charges from everyone. We must have things now; waiting is for the stupid. Never invest in draught proofing or energy efficient devices as they will lower your bills. Sacrificing a little today to make large gains months down the line is daft. After all we can just moan and groan that those bankers and the government are not generous enough. Always ensure that the children of yours have it right away. Buying one now and paying interest on the loan for it is much better than buying them one cleanly from what you would have spent on the finance cost alone next year. After all the bankers have a much bigger house to maintain than you, more cars and luxury holidays to pay for. You must keep them smiling at your stupidity.

People want something, so they pawn an item and get loaned 100. A month goes by, and they have to pay 130 to have the item back. Not having 130 they just pay 30. The same thing happens the month after. Now they are 60 down. The situation doesn’t improve. They pay a further 30. People have managed to find 90 for the interest but couldn’t do without that 100 back at the beginning. Throughout their life this will have been just one of many instances of this kind of thing. Maybe we are not in their shoes with all the pressures of ‘poverty’, but by calling a halt to all this silliness for a few months they would never need borrow ever again. There is no sense of being smug and being pleased with oneself for steering clear of debt. Those that managed to avoid borrowing (except for a mortgage on a house) realise that no amount of assistance handed out will make any difference unless debt addicts gain some self-control.


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